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Do you really need extra insurance for a rental in Montana?

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natee76
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(@natee76)
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Extra insurance always feels like a racket until you’re the one with a deer-shaped dent in the hood, right? I’ve dug through the fine print before and yeah, a lot of those policies exclude anything that happens off paved roads. It’s buried in legalese, but it’s there—sometimes even if you’re just on a gravel shoulder. Honestly, I’d say if you know you’ll be off pavement a lot, it’s worth the peace of mind, even if it stings your wallet a bit. The hassle of arguing with insurance isn’t something I’d want to do again.


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