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Shelter vs. State Farm for home insurance in Missouri—any strong opinions?

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cloudmartin109
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(@cloudmartin109)
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Yeah, I get where you’re coming from. The “bundle and save” thing always sounds better than it actually is—$80 a year isn’t nothing, but it’s not game-changing either. I’ve noticed the same with claims; State Farm was quick with my cracked windshield, but a buddy of mine waited weeks for Shelter to sort out his hail damage. At the end of the day, if the price is close, I’d rather have faster service too. Missouri weather just keeps insurance companies on their toes...


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