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Shelter vs. State Farm for home insurance in Missouri—any strong opinions?

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culture439
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(@culture439)
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- I’ve heard mixed things about Shelter’s speed, too. Cheaper rates are nice until you’re stuck waiting.
- State Farm’s been quick for my parents, but their premiums are creeping up every year.
- Anyone ever had luck negotiating rates with either company, or is that a lost cause?
- Curious if anyone’s tried bundling home and auto—does it actually save much, or just marketing hype?


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