I've found the same thing—loyalty hardly ever pays off with insurance. Last year, after sticking with one company for almost five years, I finally shopped around and saved nearly $200. Veteran discounts were pretty inconsistent though; some agents barely mentioned them until I specifically asked. Being proactive definitely helps, but honestly, comparing quotes every renewal is probably the smartest move. It's a hassle, sure, but better than overpaying for loyalty that isn't rewarded...
"Veteran discounts were pretty inconsistent though; some agents barely mentioned them until I specifically asked."
Yeah, I've noticed that too—it's like they're playing hide-and-seek with discounts. Also, don't forget defensive driving courses... took one last year and shaved off another chunk from my premium. Worth the boredom, trust me.
"Worth the boredom, trust me."
Haha, true... sat through one myself a couple years back. Painfully dull, but hey, cheaper insurance and safer road trips—I'll take that trade-off any day.
"cheaper insurance and safer road trips—I'll take that trade-off any day."
Same here, honestly. Sat through mine last summer... wasn't exactly thrilling, but it did make me rethink some bad habits. Plus, seeing that discount on the bill each month feels pretty good.
I completely agree with you both. While the course itself wasn't exactly riveting, it definitely made me more mindful behind the wheel—especially since my car tends to attract attention (and higher premiums). Honestly, I was skeptical at first about how much I'd actually save, but seeing that noticeable drop on my monthly statement was a pleasant surprise. Plus, knowing I'm driving safer is reassuring... worth every minute spent in that classroom.
