Hey guys, quick question here. My buddy's car is in the shop for a week or two, and he asked if he could borrow mine for a few days. I'm cool with it, but then I started wondering about insurance stuff. Like, if something happens while he's driving, am I covered under my regular policy here in Maine? Or do I need some special coverage or something? Insurance stuff always confuses me, so figured I'd ask around before handing over the keys...
"Insurance stuff always confuses me, so figured I'd ask around before handing over the keys..."
Yeah, insurance can be a real headache. A couple years back, my sister borrowed my car for a weekend road trip to Vermont. She ended up dinging someone's mailbox (long story...), and I freaked out thinking I'd have to pay out of pocket. Turns out, here in Maine at least, your regular policy usually covers occasional drivers as long as they have your permission. Still, policies vary—might wanna double-check with your insurer just to be safe.
"Turns out, here in Maine at least, your regular policy usually covers occasional drivers as long as they have your permission."
Had a similar situation when my buddy borrowed my '68 Mustang for a weekend cruise. Checked with my insurer beforehand—permission was key, but classic car policies can be stricter. Definitely worth a quick call to confirm specifics...
