Honestly, I just bought my first car insurance policy a couple months ago and the whole thing is confusing. I had the same issue—cop wanted to see my “proof” and I pulled up the app, but he just shook his head and said, “Paper only.” Like, what’s the point of digital then?
That’s exactly it. I printed out my card at work after that, but it feels like we’re stuck in 2005.Feels like you can do everything right and still get hassled...
I get what you’re saying, but I kinda see both sides. Like, yeah, it’s annoying to have to print stuff when you have the app right there, but I’ve heard some cops’ scanners or whatever can’t always verify digital cards. Maybe it’s just old habits or tech issues? Still feels weird in 2024, though. Guess I’ll keep a paper copy in the glove box just in case...
“Guess I’ll keep a paper copy in the glove box just in case...”
I get the backup mentality, but honestly, I’ve read Iowa law says electronic proof is totally valid. The tech issues thing is real, but I wonder if that’s more about individual officers not being up to speed? I mean, most insurance apps have QR codes or barcodes now—seems like scanners should handle it. Still, I get why you’d want the paper... but it feels like we’re just enabling outdated systems by always prepping for tech to fail.
Honestly, I’ve seen both sides—had a client once who swore his phone would never die, then it did... right as he got pulled over. Cue the awkward “uh, officer, can I borrow your charger?” moment. Electronic proof is legal, but tech fails at the worst times. Paper’s old school, but it doesn’t need a battery or WiFi. I say keep both and hedge your bets—like wearing suspenders with a belt.
You nailed it—phones love to die at the worst moments. Here’s my two cents: Step 1, keep a paper copy in your glove box, even if it’s a little crumpled. Step 2, snap a screenshot of your insurance card so you don’t have to rely on spotty apps or slow WiFi. And yeah, tech is great... until it’s not. Doesn’t hurt to double up.
