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RE: How is ACV not just a fancy way to pay us less?
Honestly, I get where you’re coming from. ACV can feel like a slap in the face if you’ve just put a bunch of money into maintenance or upgrades. The market value doesn’t care about your new tires or how clean you keep it...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
That’s the thing - insurance companies are all about definitions. If someone’s driving your car “a few times a month,” that can easily cross the line from “permissive use” to “regular use,” and then you’re in a gray area...
RE: Why California’s minimum car insurance might not be enough
Title: Why California’s minimum car insurance might not be enough I get where you’re coming from, especially with older cars that aren’t worth much on paper. Dropping comp and collision on a beater makes sense - no poin...
RE: Getting caught without car insurance in Iowa is no joke
You nailed it - phones love to die at the worst moments. Here’s my two cents: Step 1, keep a paper copy in your glove box, even if it’s a little crumpled. Step 2, snap a screenshot of your insurance card so you don’t hav...