Saw this news bit yesterday about how insurance companies are apparently using people's jobs and education levels to set their car insurance prices. Like, if you're a doctor or lawyer, you might pay less than someone who's a cashier or didn't finish college—even if your driving record is spotless. Seems kinda unfair, you know? I mean, what does my degree have to do with how I drive my Honda around town... Curious if anyone else caught this story or has noticed something similar.
I've noticed this too—my rates have always been pretty steep, but I figured it was because of my driving history (couple tickets, nothing major). Now I'm wondering if my job or education might be adding to the cost. Makes me curious, has anyone tried changing their job title or education level when getting quotes online to see if it actually makes a noticeable difference? Seems like it'd be easy enough to test...
"Makes me curious, has anyone tried changing their job title or education level when getting quotes online to see if it actually makes a noticeable difference?"
Funny you mention that—I tried tweaking mine once, just out of curiosity. Switched from "student" to "part-time retail worker," and weirdly enough, the quote dropped a bit. Makes me wonder if insurers see students as riskier drivers somehow...
