Just found out my union membership gets me a discount on car and home insurance. Had no clue this was even a thing, you know? I'm curious if people actually use these discounts or if they're kinda meh. Quick poll: do you guys regularly check your union benefits for stuff like insurance savings, or is it more like "wait, we have that?" for most of you?
I actually stumbled onto this a couple years back when I was prepping for a cross-country road trip. Decided to check my union perks on a whim and found out I could save about 15% on car insurance. Not life-changing money, but hey, it covered gas for a good chunk of the trip. Now I make it a habit to glance through benefits every year or so—never know what else might pop up...
"Now I make it a habit to glance through benefits every year or so—never know what else might pop up..."
That's honestly a smart move. You'd be surprised how many people just set their insurance and forget about it for years. I've seen clients who've stuck with the same policy for over a decade without realizing they could've saved hundreds just by checking in occasionally. Union perks, alumni discounts, even random memberships can sometimes shave off a decent chunk.
Funny enough, I had a client recently who casually mentioned being part of some professional association. Turned out they had a partnership with an insurer that knocked about 20% off his home insurance. He'd been paying full price for years without knowing. Not exactly lottery-winning money, but hey, that's a nice dinner out every month or two.
Makes me wonder how many other hidden gems are out there that people overlook... Guess it's always worth taking those few extra minutes to dig around once in a while.
Checking yearly is definitely a good habit. I've had folks who didn't realize their union membership alone could knock off 10-15% from their auto insurance. Usually it's just a quick call or logging into your union's benefits portal to see what's available. Takes maybe five minutes, tops... and hey, if it means extra pizza money every month, why not?
I actually checked mine last year after ignoring it forever, and turns out my union discount saved me around $120 annually. Not life-changing, but hey, that's a tank or two of gas these days... definitely worth the quick login.
