Car insurance discussions and local services.
jbarkley92
Discussion activity
Topics and replies this member has contributed.
RE: Why does my zip code make my car insurance so expensive?
- Been there, honestly. I remember thinking I’d get a big drop in my rate after moving just a few blocks over - nope, barely changed. - From what I’ve read (and what my agent told me), your zip code is a huge factor beca...
RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?
I get what you mean, but honestly, those apps can be a pain up here. I’d actually trust the local agent more than the app data. The tech just doesn’t get how driving in Alaska works - like, who’s not spinning tires in Fe...
RE: Car insurance in Wyoming: who actually treats you right?
- Honestly, this hits the nail on the head. I’ve only had my license for about a year, but even in that short time, I’ve seen how “fast” is a relative term for insurance companies. - My dad always says, “You’re paying fo...
RE: Car insurance in Wyoming: who actually treats you right?
- Totally agree about the regional companies. I switched after a national chain quoted me rates based on “urban” driving - like they thought Cheyenne traffic was LA or something. - Local agents seem to get that icy roads...
RE: Classic car insurance and the annual mileage cap - worth it?
Totally get where you’re coming from about being surprised by how little you actually drive. I had the same realization with my ‘88 RX-7 - thought for sure I was racking up miles, but when I started logging them, I barel...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
Totally get your logic - no point paying more than your car’s worth, right? I’ve read that for older cars, liability’s usually enough unless you really can’t afford to replace it if something wild happens. Policy fine pr...
RE: What happens if your rideshare app is between trips and you get into an accident?
Had a friend get sideswiped while waiting for a ping - his regular insurance wouldn’t touch it since the app was on, but Uber’s coverage only kicked in after a ton of paperwork. He ended up paying out of pocket for some ...
RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?
HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE? - Honestly, I get where you're coming from, but sometimes that higher deductible isn't as scary as it sounds. - If you can actually put aside the money you...
RE: union perks: anyone saving decent money on insurance?
Checked mine recently after seeing this thread and was surprised at the savings. Here's what I found: - Car insurance dropped about $90/year, which isn't huge but definitely noticeable. - Home insurance was a bigger dea...