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Deductibles and Coverage Limits
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Yeah, Murphy’s Law is basically my co-pilot too. I keep thinking about raising my deductible to save a few bucks, but every time I do, I picture some random shopping cart or hailstorm just waiting to prove me wrong. I get tempted by the lower premiums, but honestly, the stress isn’t worth it for me. Maybe if I had a beater I didn’t care about, but with my luck? Hard pass.
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