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accidentally bumped a parked car - pay myself or go through insurance?
Had a lil mishap yesterday, totally my fault, tapped someone's parked car. Not major damage, just a dent and some scratches. Wondering if it's smarter to pay out-of-pocket or let insurance handle it and risk higher premiums... thoughts?
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"Wondering if it's smarter to pay out-of-pocket or let insurance handle it and risk higher premiums..."
Depends on your deductible and how much the repairs actually cost. If it's minor, paying yourself might save you from premium hikes down the line. Been there... insurance math isn't always friendly.