Honestly, I’d rather pay more and not have to worry about getting dinged for actually using my car.
Couldn’t agree more. The whole “mileage cap” thing just feels like a trap. I get that insurance companies want to limit risk, but if you’re responsible and keep your car in good shape, why should it matter if you drive it a bit more? I’d rather pay a higher premium and not have to stress every time I want to take the car out for a spin. The constant tracking just kills the fun.
I get the frustration, but honestly, the mileage cap kinda works for me. I barely drive my old car except on weekends or to shows, so the lower premium is a win. If I had to pay full price just to let it sit in the garage, I’d be annoyed. Guess it depends how much you actually use it...
Yeah, the mileage cap really does make sense for folks who only take their classics out now and then. It’s a trade-off—lower premium in exchange for some limits. For people who daily drive their cars, though, it can definitely feel restrictive. Just have to weigh how much you’re actually on the road. Some policies even let you buy extra miles if you need them, which helps if you end up doing a few more shows than expected.
I get the appeal of saving on premiums, but honestly, those mileage caps would stress me out. With kids and errands, plans change all the time—I'd probably blow past the limit without even realizing. For some of us, flexibility matters more than a lower rate.
Honestly, I get where you're coming from. Those mileage caps can feel like a trap, especially if your schedule's unpredictable. I tried a classic policy once for my weekend car, but even then I was always second-guessing every extra drive. The savings are nice, but peace of mind is worth a lot too. If you need the flexibility, paying a bit more for standard coverage might just be less hassle in the long run.