"roadside assistance is such a small cost for big peace of mind."
I see your point, but honestly, I've found that my credit card already includes roadside assistance perks. Might be worth checking if you're double-paying for something you already have covered elsewhere...
I used to think roadside assistance was a must-have too, until one time my car broke down on a highway. I called the number provided by my insurance, waited over an hour, and finally ended up just flagging down a passing tow truck myself. Turns out my credit card would've covered the tow anyway. Since then, I've been skeptical about paying extra for something I might already have...but I guess it depends on how reliable your provider is.
Yeah, isn't roadside assistance usually bundled into other stuff anyway? Like, doesn't AAA membership or even some dealership warranties cover it already? Seems like insurance companies just tack it on to upsell you...
Yeah, I mean, AAA is pretty solid if you drive a lot. My dealership threw in roadside assistance for the first couple years too, so paying extra through insurance always felt kinda redundant. Honestly, I think insurance companies bank on people not noticing they're already covered elsewhere. Took me a while to catch on myself...but hey, better late than never, right? Saved me a few bucks each month once I dropped it.
Haha, yeah, insurance companies definitely count on folks not double-checking their coverage. I see it all the time at work—people paying for stuff they already have through credit cards, dealerships, or even their cell phone plans. It's like paying twice for Netflix and wondering why your bill's so high every month...
Also, a quick tip: sometimes roadside assistance from dealerships or credit cards has limits you might not realize until you're stuck somewhere at 2 AM with a flat tire (been there, done that). AAA usually has pretty generous mileage and towing limits compared to some of the freebies. But if you're mostly local or don't drive much, totally makes sense to drop the extra coverage.
Glad you caught it though—every dollar counts these days. Now you can put those savings toward something useful...like overpriced coffee or impulse Amazon buys. At least that's what I do with mine.
