Like, that's just a total myth. Makes me wonder what other weird insurance myths are out there...
Actually, while the red car thing is definitely a myth, there are some details that can indirectly affect your insurance premium based on color. Hear me out... brighter colors like red or yellow don't directly cost more, but they do tend to be more visible, which you'd think would be safer, right? But here's the catch—brighter cars can sometimes attract unwanted attention, like theft or vandalism, especially in certain areas. Insurance companies do factor in theft rates and vandalism risks when calculating premiums, so indirectly, color might play a tiny role in certain circumstances.
Still, the biggest factors are always gonna be your driving record, vehicle type, safety features, and location. I wouldn't worry too much about color, personally. Just pick something that makes you feel comfortable and visible on the road—visibility is key for safety, after all.
