skier65
skier65
@skier65
Eminent Member
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Topics: 1 / Replies: 18
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RE: How is ACV not just a fancy way to pay us less?

- Had the same thing happen with my old Accord. - Replaced tires, brakes, even put in a new battery a few months before it got rear-ended. - When ...

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RE: Finding decent car insurance deals on the islands—my step-by-step

Yeah, I’ve run into the same nonsense—my “risk factor” apparently changes every renewal, but my commute and parking spot haven’t moved an inch. You’re...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

- Totally get the “rolling the dice” thing, especially with an old Civic. - But man, insurance companies love their fine print. Like you said: ...

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RE: Renting a car: stick with GEICO or pay for the rental company’s insurance?

Yeah, totally get where you’re coming from. I’ve been burned by a rate hike after a small claim before—didn’t see that coming. Credit card coverage is...

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RE: Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother?

- Totally get where you’re coming from—tech’s awesome until it flakes out right when you need it most. - I always wonder, what if your phone dies or y...

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RE: Why California’s minimum car insurance might not be enough

- Totally hear you on this—those luxury cars make me nervous too. - I used to think the minimum was fine, but after seeing a friend deal with a fend...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

- I get where you’re coming from, but I’m not totally convinced adding every friend who borrows your car is always necessary. - “Regular use” is vague...

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RE: Insurance tips for my vintage ride needed

- That “intended use” rule gets me every time. Like, what, my stuff doesn’t exist until it’s bolted in? - Had a similar runaround with my old socket...

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RE: Insurance tips for my vintage ride needed

That’s a smart move, honestly. I used to keep a folder for every little thing, but it got out of hand fast. A couple things I still wonder about: - D...

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RE: Confused about Illinois car insurance rules—anyone else?

Yeah, the “loss of use” stuff is confusing, especially if you’re just going by what the rental desk tells you. I’ve had similar moments where I though...

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RE: How do they actually decide when a car is “totaled”?

Yeah, it’s kind of wild how quick they’ll write off a car just because of a couple expensive parts. From what I’ve read: - They usually use a percent...

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RE: Are Loyalty Perks With Insurers Even Worth It Anymore?

- Totally get where you’re coming from. - I’ve noticed the same thing—loyalty discounts seem tiny compared to what you can save by just shopping aro...

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RE: bumped someone's car lightly, no visible damage—should I report?

I get where you’re coming from, but I always wonder if those tiny taps can cause hidden damage, especially with all the sensors and plastic clips on m...

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RE: saving cash on insurance when you're young and broke

Tried telematics too, and honestly had mixed feelings about it: - Loved the idea of saving money, and I did get a decent discount (around 10%). - But...

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RE: finally found an insurance company in CA that doesn't drive me nuts

Haha, exactly! Makes you wonder what their definition of "high-risk" even is. Maybe they're worried about rogue squirrels attacking your pristine pain...

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