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“The stuff they pack into cars now means even small accidents get expensive fast.”
That’s exactly it. Even a “minor” scrape can trigger a chain of repairs—paint, sensors, recalibration... it adds up. Makes me wonder if the state minimums even come close to covering a modern car’s repair bill. Have you looked at what uninsured motorist coverage actually pays out these days? Feels like the tech is outpacing the insurance limits.
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