I’m right there with you, but I’ll admit—when I first saw “roadside assistance” on my quote, I rolled my eyes and thought, “Yeah, sure, that’s how they get ya.” Fast forward to last month when my tire decided to go flat in the Piggly Wiggly parking lot. Of course, I had no clue how to use the jack (instructions might as well be in Greek), and it was about 95 degrees out. I sat there sweating, thinking about all the times I’d skipped add-ons to save a few bucks.
Is it just me, or does it always seem like the “extras” only make sense after you’re knee-deep in a mess? Ten bucks feels like nothing now compared to the hour I spent Googling “how to change a tire” on sketchy cell service. At this point, I’m starting to wonder if I should just say yes to every little checkbox on the insurance form... or is that how you end up paying triple?
Is it just me, or does it always seem like the “extras” only make sense after you’re knee-deep in a mess?
Man, I feel this. I’ve skipped roadside assistance for years—then my battery died at a gas station out in the boonies. Had to flag down a stranger for a jump. Now, I pick maybe one or two add-ons max, but I still can’t bring myself to check every box. It’s a gamble either way, right?
Totally get where you’re coming from. I always ask myself, is paying for rental car coverage or glass replacement actually worth it, or am I just feeding the insurance monster? But then again, the one time I didn’t have roadside, my tire blew out in the middle of nowhere and I spent two hours regretting my life choices. Is it better to overpay for peace of mind, or risk it and hope for the best? I still can’t decide half the time...
Honestly, I hear this all the time—people want to save but also don’t want to get stuck in a bind. The trick is figuring out what you actually use. For example, if you drive a newer car, glass replacement might be worth it since those windshields can cost a fortune. But if you rarely rent cars, maybe skip that coverage. Have you ever tried bundling your policies or raising your deductible to cut costs? Sometimes those little tweaks make a bigger difference than dropping coverage altogether.
Bundling definitely helped us a bit, but I’m still cautious about raising the deductible too high. With kids and a busy schedule, accidents just seem more likely, you know? Last year, we had a cracked windshield from a rock on the highway—wasn’t expecting that at all. Glad we kept glass coverage, even though it felt like an extra expense at the time.
- Bundling home and auto saved us around $150/year.
- Upped our deductible slightly, but not so much that it’d hurt if something happened.
- Skipped rental car coverage since we barely ever rent.
I always wonder about roadside assistance though. We’ve used it twice in five years—once for a dead battery, once for a flat tire. Not sure if it’s worth keeping or just paying out of pocket when needed. Has anyone actually dropped roadside and regretted it?
