Car insurance discussions and local services.
snowboarder83
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Topics and replies this member has contributed.
RE: Personal policy or rental damage waiver for a Nevada road trip?
Every person who may drive should be listed and authorized in the rental agreement, including a spouse or travel companion. An undisclosed driver may jeopardize the waiver and insurance protection, even if the authorized...
RE: Do you really need extra insurance for a rental in Montana?
Honestly, I get where you’re coming from. I used to just skip the extra coverage, thinking my regular auto insurance would handle it all. Then I got dinged for a cracked windshield outside of Missoula and ended up paying...
RE: How did you feel after your first accident and dealing with insurance?
Title: Insurance Fine Print Is a Maze Yeah, that’s exactly how it feels. Like, you pay every month, do the right thing, but the second you actually need them, suddenly there’s all these “exceptions” and “adjustments.”...
RE: How is ACV not just a fancy way to pay us less?
Honestly, I get what you’re saying about pushing back and getting a bit more, but man, it still feels like the deck’s stacked against us. I tried the whole “here’s my receipts, here’s my maintenance log” routine after my...
RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules
Man, I’ve tried to read through those rideshare insurance docs and my eyes just glaze over. With my regular car, it’s like, pay your bill and you’re good. But with Uber or Lyft, they’ve got all these weird “periods” and ...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
I get where you’re coming from. I’ve had some rough luck with tickets and a fender bender, so I’m always looking for cheaper rates, but I do wonder about those smaller agencies too. One time I switched to a local outfit ...
RE: Getting caught without car insurance in Iowa is no joke
Yeah, I hear you on the transparency thing. My rates jumped after a couple tickets, and I was tempted to just risk it for a bit. But honestly, after seeing what happened to my buddy - car impounded, crazy fines, and mont...
RE: USAA vs State Farm: which claims process is less of a headache?
I hear you on the aftermarket parts thing. Had a similar run-in with State Farm after my last accident - rear-ended at a stoplight, nothing major, but they wanted to use some off-brand bumper that looked like it belonged...
RE: Finding budget-friendly auto insurance in Alabama: my step-by-step
Man, I feel this. I’ve skipped roadside assistance for years - then my battery died at a gas station out in the boonies. Had to flag down a stranger for a jump. Now, I pick maybe one or two add-ons max, but I still can’t...
RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?
YEAH, THE “IT WON’T HAPPEN TO ME” THING DOESN’T REALLY WORK Man, I feel this. I used to think, “Eh, I’ll just go with the higher deductible and save a few bucks each month.” But then I got into a fender bender (not even...
RE: Are Loyalty Perks With Insurers Even Worth It Anymore?
I’ve bounced around between a few different companies trying to save money, especially after my last ticket. Rates shot up and I figured, why not try somewhere else if it’s cheaper? But honestly, I get what you’re saying...