sperez26
sperez26
@sperez26
Eminent Member
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Topics: 0 / Replies: 26
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RE: Would you risk a higher deductible to lower your insurance bill?

I keep going back and forth on this. On one hand, I get the peace of mind thing—my luck is usually the kind where if I *don’t* have coverage, that’s e...

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RE: Finding decent car insurance deals on the islands—my step-by-step

Honestly, I’m starting to think “hire car cover” is just code for “let’s see how much more we can squeeze out of you.” I tried adding it to my quote l...

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RE: Car insurance in Wyoming: who actually treats you right?

I totally get what you mean about the “voicemail purgatory” thing. It’s like, you’re already stressed because something happened to your car, and then...

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RE: Why does picking a deductible feel like a weird gamble?

Picking a deductible honestly feels like trying to guess if I’ll spill coffee on my lap this year or not. I get what you’re saying about most people n...

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RE: Do you really need extra insurance for a rental in Montana?

I keep going back and forth on this. On one hand, I’m super cheap and hate paying for stuff I might not need. But then I picture myself explaining to ...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Paying “chaos tax” is exactly how it feels. I just bought my first policy and nearly spit out my coffee at the quote. Seriously, it’s like the city i...

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RE: Getting that student discount on car insurance… not as easy as I thought

I feel this on a spiritual level. I signed up for one of those telematics things thinking I’d be rolling in savings if I just followed every rule, but...

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RE: Why can’t I use my points AND a coupon at checkout?

I’m with you on this—if I’m jumping through hoops to earn points and find coupons, it’s not because I want to bankrupt the place. It’s just nice to fe...

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RE: little-known ways to snag cheaper insurance in Alaska

Honestly, I feel you. I’m still figuring out if my “defensive driving” is just me white-knuckling it through a snowstorm and hoping the insurance app ...

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RE: Getting that student discount on car insurance… not as easy as I thought

Getting that student discount on car insurance… not as easy as I thought I swear, getting this discount feels like trying to unlock a secret level in...

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RE: Finding budget-friendly auto insurance in Alabama: my step-by-step

I’m right there with you, but I’ll admit—when I first saw “roadside assistance” on my quote, I rolled my eyes and thought, “Yeah, sure, that’s how the...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

I get what you mean, but is it really that unfair? I mean, if you live somewhere with more hailstorms, floods, or whatever Houston throws at you, does...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Is it just me or does reading an insurance policy feel like deciphering ancient scrolls? I’m trying to figure out what’s actually covered and it’s lik...

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RE: Little-known trick with Progressive’s roadside help

That’s actually super reassuring to hear. I’ve been stressing about every little thing showing up on my “permanent record” with insurance, like I’m ba...

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