Just got my renewal notice from AAA and, um, was pretty surprised to see the rate went up quite a bit compared to last year. I haven't had any accidents or tickets or anything, so I'm kinda scratching my head here. Wondering if it's just me or if other folks have noticed their rates creeping up too lately. Seems like everything's getting pricier these days, you know?
Yeah, I've been seeing this a lot lately—not just AAA either. Seems like across the board, insurance companies are bumping rates up, even for folks with spotless records. From what I've seen at work, it's mostly due to increased costs in repairs and parts. Inflation's hitting everything these days—even your bumper replacement is pricier than it was a year ago.
Plus, there's been a noticeable uptick in claims overall, especially weather-related stuff (hailstorms, floods...you name it). Companies spread those costs around, so even if you've personally had zero issues, you're still kinda paying for everyone else's bad luck. Not exactly fair, I know.
One thing you could try is giving them a call and seeing if there's any wiggle room or discounts available. Sometimes just asking nicely can knock a few bucks off—doesn't hurt to try anyway.
Yeah, your explanation makes a lot of sense. I've noticed the same thing—my rates went up noticeably this year, even though I've never had an accident or ticket. I did exactly what you suggested and called them up. Turns out they had a safe-driver discount I wasn't getting, and they added it right away. Didn't completely offset the increase, but it definitely helped ease the sting a bit. Worth a shot for anyone else feeling frustrated by the hike.
