timb70
@timb70
Eminent Member
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Topics: 2 / Replies: 29
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RE: WHY DOES PAYING MONTHLY COST MORE THAN PAYING ANNUALLY?

I get what you mean about the admin fees—sometimes they just feel made up. I’m new to all this and honestly, the monthly vs annual thing is stressing ...

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RE: Do you really need extra insurance for a rental in Montana?

I’m actually renting in Montana for the first time next month and I’ve been stressing about this exact thing. I keep reading stories like yours and it...

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RE: Why does my zip code make my car insurance so expensive?

Yeah, this part really gets me. I’m shopping for my first policy and it’s honestly kind of stressful seeing how much the price jumps just because of m...

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RE: Bundling insurance with USAA: worth it or just hype?

Totally get what you mean about insurance math being wild. I’ve been looking at bundling too, and it’s honestly confusing trying to figure out if I’m ...

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RE: Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother?

I’m with you on the digital forms being risky. I just bought my first policy and was super nervous about messing up the online paperwork. I kept savin...

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RE: Getting caught without car insurance in Iowa is no joke

Yeah, Iowa’s not messing around. I just got my first insurance policy a couple months back and I’m already paranoid about losing the card or having it...

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RE: How did you feel after your first accident and dealing with insurance?

I’m with you on the digital backups, but I still get nervous about my phone dying right when I need it. First time buying insurance, I was paranoid an...

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RE: Car insurance in Wyoming: who actually treats you right?

I’ve been digging into this too since I’m about to buy my first policy and honestly, it’s confusing. From what I’ve read, most companies here just sti...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Yeah, I’m new to all this and honestly, the “permissive use” thing just seems risky. I’d rather pay a bit more upfront than get stuck with a denied cl...

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RE: Finding decent car insurance in Delaware without losing your mind

Couldn’t agree more. I’m new to this whole insurance thing and honestly, it’s kind of nerve-wracking. I haven’t had to file a claim yet, but reading s...

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RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT

I get what you mean about the fine print—stuff gets confusing fast. But I’ve seen some companies actually keep the discount even after an accident, ju...

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RE: Do you really need extra insurance for a rental in Montana?

I’m with you on reading the fine print—it’s wild how much stuff gets buried in there. I get nervous about the “what ifs,” especially in rural spots wh...

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RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action

I get what you mean about paper feeling safer. I’ve never been in a real accident, but I keep a notepad in my glove box just in case. The idea of fumb...

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RE: What happens if your rideshare app is between trips and you get into an accident?

I’ve been stressing about this exact thing. It’s wild how just sitting with the app on can mess you up coverage-wise. I’m leaning toward gap insurance...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I’m just starting to look into insurance, so maybe I’m a little more wary than most, but honestly the mixed reviews make me nervous. I keep seeing sto...

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