That’s a smart move keeping track of your mileage. I’ve had insurers ask for odometer readings out of the blue, especially when I had my old Mustang o...

That’s a tricky call. Like you said, I tend to err on the side of caution, especially with unpredictable weather these days. Curious if anyone here h...

I hear you on the “not effortless” part—insurance always feels like a gamble, doesn’t it? I’ve had both Geico and Progressive over the years (switched...

I hear you on the peace of mind part—having someone local just feels safer, especially with something like an SR-22. I had a claim a few years back (n...

I’ve wrestled with this exact dilemma, especially since I’ve got a couple of older cars that aren’t exactly cheap to fix if something goes wrong. Ther...

I get why insurers lean on those stats, but as someone who babies a classic car, it does feel a bit harsh. Wonder if these city regulations will actua...

I can definitely relate to the sensor frustrations. My car doesn't even have those fancy modern sensors, but I once rented a newer model on a business...

While I agree that loyalty doesn't often pay off with insurance companies, I'm not entirely convinced that immediately switching insurers after a DUI ...

I can definitely relate to your experience. A few years back, I had a minor scrape on my classic Mustang—barely noticeable, but enough to bother me. L...

Couldn't agree more with this sentiment. As someone who regularly drives classic cars, I'm always hyper-aware of potential risks—especially when weath...

That's a good point about driving habits potentially shifting the risk calculation. I've found myself reconsidering my deductible every couple of year...