Mileage discounts are definitely underrated. I've seen plenty of claims from folks who barely drive their vehicles, especially in remote areas or smal...

Front-and-rear setups are worth it, honestly. I've handled claims where the front-only cam missed crucial details—like someone drifting into your lane...

Rental coverage can help, sure, but honestly it's often overpriced for what you get. Fair point, but if you're disciplined enough to put aside eve...

Exactly. Had a similar issue with my old Triumph motorcycle. Thought I could get away with quick fixes until the clutch cable snapped halfway through ...

Yeah, exclusions like that are exactly why I always tell people to read their policies carefully. Had a similar case last year—client's roof got wreck...

Good points about documenting unusual events, but realistically, how often do insurers actually reconsider their labels based on driver-submitted evid...

Yeah, insurance jargon can be a mess...but honestly, it's not always intentional. A lot of these terms are legal requirements, so companies are stuck ...