wildlife253
wildlife253
@wildlife253
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Topics: 0 / Replies: 17
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RE: Confused about Illinois car insurance rules—anyone else?

I get where you’re coming from, but honestly, I’ve only ever used my phone for proof and never had an issue—maybe I’ve just been lucky or caught offic...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

Yeah, I’ve found that out the hard way. Once I jumped at a low rate, but when my car got dinged up, the coverage was bare bones. Ended up costing me m...

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RE: Which is better for SR-22 in ND: local agents or online companies?

I’ve bounced between both, honestly. Local agents have been hit or miss for me—sometimes they’ll dig up a weird discount, but most of the time, like y...

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RE: Drowning in Forms: What If Your Insurance Docs Got Lost?

Honestly, I get the glovebox chaos—mine’s a black hole too. But I’ve started keeping a backup paper copy in my wallet, just in case tech fails me (whi...

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RE: little-known ways to snag cheaper insurance in Alaska

That actually happened to me too—took the course just for the heck of it and was surprised how much it knocked off. Mileage tracking felt weird at fir...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Mileage limits might seem minor, but they can sneak up on you. A buddy of mine had a classic car insured with mileage restrictions—thought he'd never ...

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RE: finally found an insurance company in CA that doesn't drive me nuts

Definitely agree with this. Learned it the hard way myself a while back—had a little scrape in Oregon, nothing major, but turns out my coverage was di...

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RE: saving cash on insurance when you're young and broke

Yeah, I felt the same way about the data thing at first... but honestly, after a while you kinda forget it's even there. Plus, seeing that insurance b...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Yeah, learned that lesson the hard way myself. Couple years ago, got pulled over for a busted taillight, and of course, my phone decided right then to...

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RE: Quick Tips for When Your EV Leaves You Stranded

Adapters can definitely be hit or miss, you're right about that. I've had similar experiences—once at a relative's place, their dryer outlet saved me ...

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RE: lent my car to a friend, insurance got messy real quick

Yeah, lending your car can definitely get complicated fast. Had a similar situation a few years ago—my buddy borrowed mine for a weekend trip and ende...

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RE: little-known ways to snag cheaper insurance in Alaska

Good point about the seasonal coverage hassle. I tried it once years ago when I had an old Subaru that mostly sat in the driveway during winter. Hones...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, learned that lesson the hard way myself. Years ago, I figured comprehensive was just padding the insurance company's pockets...until a tree bran...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Been with State Farm for years, and yeah, accident forgiveness took a bit to kick in, but it's been smooth sailing since. Curious—have you checked how...

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RE: HOW I CUT DOWN MY CAR INSURANCE BILL USING VETERAN DISCOUNTS

Yeah, totally get this. I once switched to a cheaper policy thinking I'd struck gold, only to find out their customer service was practically nonexist...

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