Yeah, I got a ticket for rolling a stop sign a couple years ago and my rate barely budged. It’s when you start collecting tickets like Pokémon cards t...
Yeah, I’ve been through both too and honestly, it’s just a lot of back and forth no matter who you’re with. State Farm kept bouncing me between reps, ...
Honestly, I’ve wondered about that too. Last year I switched twice chasing better deals, and the second company actually asked about my previous polic...
Same here. Last winter I waited almost two hours for a jump, and I’m in a pretty busy area. Kinda makes you question paying for it every year, but the...
Seriously, the word “affordable” is such a trap sometimes. I tried to save a few bucks last year and almost missed that my new policy wouldn’t cover m...
Honestly, the mileage cap is what killed it for me. I was looking at classic insurance for my ‘88 Volvo, but as soon as I realized I’d have to keep it...
Stuck with the same company for almost a decade thinking I’d get some kind of loyalty break, but every year my rate creeps up anyway. Tried shopping a...
Honestly, I never even thought about all this until my neighbor’s Civic got dinged at a meet and his insurance made him jump through hoops. I just dri...
Yeah, I get what you mean about the calculators missing the details. For me, shopping for a regular commuter car, those sites are kinda helpful just t...
Honestly, I get why you’d want a police report, but I’ve had luck just going straight to my insurance with pics and details. They processed it pretty ...
Yeah, had one of those plug-ins too for the insurance discount. Didn't mess up my dash, but it drained my battery overnight once—fun morning that was....
Gotta admit, the pantyhose trick sounded sketchy to me at first too—but hey, if it works, it works. Honestly, I respect anyone who can MacGyver their ...
Pretty sure PIP itself doesn't really care if you're driving a classic Mustang or a beat-up Corolla—it's mostly about medical coverage, lost wages, an...
Yeah, insurers definitely seem to get jumpy about lending your car out. A few years back, my sister borrowed mine for a weekend trip and got a flat ti...
Yeah, premiums definitely add up quick, and I was skeptical too at first. But honestly, after seeing a coworker struggle when she had an accident—noth...