wafflesm84
wafflesm84
@wafflesm84
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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

- I get what you’re saying, but I think the “faint outline” isn’t always as permanent as it feels. - A lot depends on context—some employers dig deep,...

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RE: Mileage-based car insurance: who’s using it and which company do you like?

- Had the dongle pop out once after hitting a speed bump too fast—scared the heck out of me. Now I double-check it’s secure before every trip. Not ide...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

- Lived in Houston for 12 years now, and I’ve seen firsthand how unpredictable the flooding can be. - My car got stranded during the Tax Day floods ...

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RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action

Title: When The Other Driver Disappears: Uninsured Motorist Coverage In Action - That’s the thing—“comparable” is way more subjective than most peopl...

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RE: Classic car insurance and the annual mileage cap—worth it?

Totally get that—knowing exactly what you’d get back if the worst happens is huge peace of mind. I’m with you on the lower premiums too. The mileage c...

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RE: Classic car insurance and the annual mileage cap—worth it?

- Totally agree on the peace of mind part. I keep a quick log in my phone just in case—takes two seconds after a drive. - Some insurers do random chec...

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RE: Finding decent car insurance in Delaware without losing your mind

- Been there with the “discount” disappearing act. Last year, my rate shot up just because I switched jobs and my commute changed by a few miles. - ...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

I get where you’re coming from, but sometimes sticking with the first decent quote isn’t always a bad move, especially if you’ve already done some hom...

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RE: Why can’t I use my points AND a coupon at checkout?

- Totally get what you mean. It’s like the rules change depending on who’s behind the register. - Sometimes it’s a system thing—some stores’ software ...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Honestly, I think carrying both is just being smart. Digital proof is legal in SD, but if your phone dies or you lose service, you’re out of luck. I k...

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RE: saving cash on insurance when you're young and broke

Raising the deductible can help, but it’s not always the magic fix. Here’s the thing: - If you don’t have enough saved up to cover that higher deduct...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

Switching insurers every couple years can definitely pay off, but it's not always a slam dunk. A few things I've noticed from personal experience: - ...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Had a similar experience myself—minor fender bender, pretty straightforward, agent barely involved. But when my neighbor had a complicated multi-car a...

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RE: got caught up in fraud trouble—what happens next?

Been there myself—had my card skimmed at a gas station once. Took about 10 days to get everything straightened out, and the bank's vague "we're lookin...

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RE: HOW I CUT DOWN MY CAR INSURANCE BILL USING VETERAN DISCOUNTS

Fair enough, but a couple things to consider: - Loyalty discounts can be minor compared to new customer deals—sometimes insurers rely on inertia. - Re...

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