waffles_artist
waffles_artist
@waffles_artist
Active Member
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Topics: 2 / Replies: 12
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RE: Would you risk a higher deductible to lower your insurance bill?

I totally get it—those little scrapes add up, but sometimes the stress of a big deductible just isn't worth it. I’d rather pay a bit more each month a...

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RE: Would you risk a higher deductible to lower your insurance bill?

I totally get where you’re coming from about the numbers not always adding up. I’ve looked at my own policy and the difference in premium for a higher...

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RE: How I managed to stack discounts for military student drivers

I get where you’re coming from, but I’m always a little wary of sending too much personal info, even if it means more back-and-forth. One time, I had ...

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RE: Is Paying For Roadside Help Worth It Or Just Extra?

I totally get the urge to go deluxe—my brain always jumps to “what if?” scenarios. But honestly, I’ve only ever needed a tow and a jump, never used th...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

I get what you mean about trust sticking around longer than a legal record. Even if the paperwork says you’re in the clear, people remember stuff, esp...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I get that—peace of mind is huge, especially with kids in the mix. Have you ever actually had to use your insurance for a big repair? I always wonder ...

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RE: is accident forgiveness really worth it in Ohio?

Honestly, I get the appeal of paying more for peace of mind, but I’m not sure accident forgiveness is always the best value—especially in Ohio, where ...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I’m with you on the “sleep at night” factor. I’d rather pay a bit more each month than risk getting slammed with a huge bill if something goes sideway...

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RE: My insurance nightmare in Rhode Island traffic court

Keeping track of quotes is smart—wish I’d started doing that sooner. I’m with you on the “loyalty discount” thing; it’s never actually saved me money....

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RE: Someone smashed my parked car—deal with insurance or call the cops?

Yeah, totally relate. Had a similar experience with a minor fender scrape—thought it'd buff out easily, but nope... turned into a full panel repaint. ...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Can't argue with the glovebox chaos—mine's not exactly a model of efficiency either. But honestly, relying on a local agent just because they're lenie...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Had a similar issue last year—phone decided to update right when I needed my insurance info. Officer was cool about it, but since then I always keep a...

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