Seen both sides of this. I’ve worked claims in Wyoming for years, and honestly, some companies just don’t give their adjusters the tools or support to...

Title: Letting friends drive your car in MN: better to add them or rely on permissive use? Honestly, the paperwork is the least of your worries if so...

Yep, animal collisions definitely keep us busy around here. Deer are by far the most common, but you'd be surprised—I've seen claims involving everyth...

That's true—lower premiums aren't always a red flag. I've seen plenty of cases where specialized insurers offer competitive rates precisely because th...

Actually, insurers often look back further than the state's official timeframe. Idaho might say 5 years, but I've seen companies factor in DUIs from 7...

Having handled claims for a while, I'd say your friend's experience isn't uncommon. Standard insurers like Progressive or Geico typically aren't speci...

Banks definitely have their quirks when it comes to flagging fraud. I've seen claims for tiny coffee shop charges flagged instantly, yet someone buyin...