vegan867
@vegan867
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Topics: 0 / Replies: 15
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RE: Why does insurance cost more in Houston than Austin or Dallas?

You’re not wrong about the sprawl and the headaches it brings. I’ve lived in Houston my whole life, and honestly, it feels like you spend half your da...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

Yeah, it’s wild how a little scrape can turn into a full-blown ordeal now. I’ve seen estimates jump just because a parking sensor got nudged—suddenly ...

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RE: Do you really need extra insurance for a rental in Montana?

Your own policy probably covers the basics, but rental companies love to tack on those “loss of use” fees and stuff like diminished value. I’ve seen f...

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RE: When Does It Make Sense to Drop the “All-In” Coverage?

I hear you on that—sometimes those premiums just aren’t worth it once your car’s value drops. I’ve seen folks hang onto full coverage out of habit or ...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Yeah, that “Period 1” gap is a nightmare for drivers. I’ve seen claims get tossed around like a hot potato—personal insurance says nope, then the ride...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

Yeah, those renewal notices always feel like a gut punch, especially after a quiet year. Hail damage is brutal around here—windshields just don’t stan...

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RE: Getting that student discount on car insurance… not as easy as I thought

Honestly, I hear you on the hassle, but sometimes I think the process gets a bad rap. Not saying it’s never confusing, but a lot of schools have start...

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RE: Finding budget-friendly auto insurance in Alabama: my step-by-step

I totally get where you’re coming from—there’s a lot of “extras” that sound good on paper but just don’t make sense for everyone. I’ve seen people tac...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

I get what you’re saying about Houston feeling slower, but honestly, I’ve seen claims drag out in Dallas and Austin too. Sometimes it’s just the luck ...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

I get where you’re coming from about the mutuals being more flexible, especially for classics. But honestly, I’ve seen some of the bigger companies st...

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RE: Roadside help added to my insurance—totally worth it?

You’re spot on—those details in the coverage can be sneaky. I can’t tell you how many times I’ve talked to folks who thought they had “unlimited” towi...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

HIGHER DEDUCTIBLE: SMART OR RISKY? I totally get where you’re coming from. When I was fresh out of college, I picked the highest deductible I could s...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Yeah, I get that the tracking thing feels invasive... but honestly, most insurers aren't obsessing over your midnight taco cravings. They're mainly lo...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Good points about the fine print—honestly, that's true with any insurer, big or small. I've handled claims from both State Farm and Farm Bureau, and t...

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RE: lent my car to a friend, insurance got messy real quick

Yeah, I've seen this scenario play out more times than you'd think. Insurance companies can get pretty picky about who's behind the wheel regularly. A...

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