I get the appeal of bumping up the deductible, but honestly, I’m always a little wary. Like you said, —that’s the kicker. I’d rather pay a bit more ea...

Actually went through something similar a few years back. Had a minor accident—nothing serious, but ended up needing some physical therapy sessions. M...

True, but I'd argue there's a difference between ignoring harmless quirks and overlooking potential safety issues. For example, brake noises or steeri...

I've been there too, and honestly, I take it a step further. Once my EV hits about 30% range, I start mapping out charging stations along my route—jus...

Yeah, tell me about it... Last winter, I had a moose dart out right in front of me near Fairbanks. Thankfully, I was already driving slower than usual...

I did something similar a while back—upped my liability limits after hearing about a friend's fender-bender fiasco. Honestly, it's like carrying an um...

Totally agree with you on this one. I went through a similar experience last year when I had to deal with SR-22 here in Kansas. At first, I thought go...

Yeah, that's pretty much spot-on from what I've seen too. Actually, one thing I'd add is that insurers often categorize claims differently based on fa...