Yeah, “full coverage” is one of those terms that sounds way more comforting than it actually is. I learned that the hard way after a fender bender out...
Had the same issue with my partner taking my car for a weekend trip—suddenly my “low mileage” month was toast. I’m with Metromile, and yeah, it’s most...
Had a cop in rural Nebraska once who flat-out refused to look at my phone, even though I had the app open and everything. He just wanted the old-schoo...
That’s exactly what happened to me with my old Mustang. I thought I’d never hit the cap, but then I started taking it on longer road trips and suddenl...
Had to laugh at the “pickup” thing—my first year in Wyoming, I tried to get a quote for my little hatchback and the agent just blinked at me like I’d ...
Right? I swear, every time a squirrel darted out or someone cut me off, my phone would buzz and dock my “good driver” score. I tried it for two months...
I totally get where you’re coming from. That “occasional” thing is super vague, and insurance companies seem to love keeping it that way. Like you sai...
That made me laugh because I’ve had the same thought. I tried one of those trackers a couple years back when my insurance agent said it might help low...
That’s been my experience too. I kept every oil change and tire receipt for my old Camry, thinking it’d help if anything happened. When it got rear-en...
I hear you on the “secret” discounts—once I just asked about low mileage since my car mostly sits unless I’m road tripping, and they shaved off a few ...
Yeah, learned this the hard way on a road trip with buddies. Thought my coverage was solid till my friend dented the bumper... ended up costing me ext...
Had a similar experience when I moved from Michigan to Illinois a few years ago. My old insurer kept giving me mixed signals—one rep said I'd be fine ...
Yeah, location can definitely swing things a bit, but honestly, my driving record's been the real kicker. After one minor fender-bender near Jackson, ...
Totally get that point about DIY repairs, but sometimes you gotta roll the dice a bit. Last summer, my buddy and I patched up my radiator with some Yo...
Mileage-based discounts definitely make sense, especially if you're like me and mostly use your ride for weekend getaways or road trips. I remember wh...