tperez20
tperez20
@tperez20
Eminent Member
Joined:
Topics: 1 / Replies: 18
Reply
RE: How did you feel after your first accident and dealing with insurance?

Couldn’t agree more. My first accident, I was a total mess—couldn’t find my insurance card, phone at 5%, and of course, the tow truck guy needed every...

Reply
RE: What happens if you only carry the bare minimum car insurance in Florida?

Yeah, Florida’s minimums are basically like bringing a pool noodle to a hurricane—looks fine until you actually need it. I get the temptation to save ...

Reply
RE: Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother?

I get the paper thing, but man, I always lose it or spill coffee on it. At least with digital, my handwriting isn’t an issue—nobody can read my chicke...

Reply
RE: little-known ways to snag cheaper insurance in Alaska

Yeah, Alaska’s a whole different beast when it comes to insurance. I used to think roadside assistance was a must, but after getting stuck in a snowba...

Reply
RE: Why California’s minimum car insurance might not be enough

Totally get that logic. My van’s worth less than my camping gear, so I’m not eager to pay more either. Still, every time I see a luxury car parked hal...

Reply
RE: My insurance nightmare in Rhode Island traffic court

Had to laugh at this—my glove box is basically a filing cabinet at this point. Last summer, my phone died right as I got pulled over in Vermont. Paper...

Reply
RE: how bad would insurance spike after a DUI in Idaho?

Haha, seriously though, bikes are underrated—plus no gas money! Curious if anyone knows how long it typically takes for rates to start dropping back d...

Reply
RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Haha, been there—nothing ruins a good road trip playlist faster than crunching numbers after a fender-bender. Curious though, does anyone else factor ...

Reply
RE: Insurance paid way less than what it cost me to replace my roof

Had the opposite experience actually. When my camper roof got wrecked by hail, the adjuster barely glanced at the contractor's estimate and spent fore...

Reply
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Had a similar run-in myself, though thankfully not as bad. A few years ago, got caught in a freak hailstorm while road-tripping through Colorado—car l...

Reply
RE: Quick Tips for When Your EV Leaves You Stranded

Gotta disagree slightly on charger downtime being rare...maybe it's my bad luck, but I've run into broken chargers more times than I'd like to admit. ...

Reply
RE: Confused about insurance rules in South Dakota—help me figure this out

Laminating sounds smart, but honestly, I just snap a photo of mine. Saved me more than once when my glovebox turned into a black hole...though I guess...

Reply
RE: quick heads-up on Arkansas auto insurance basics

Yeah, tell me about it. My '79 Corvette qualified for classic coverage, but those mileage limits cramped my style big time. There's nothing like decid...

Reply
RE: HOW I CUT DOWN MY CAR INSURANCE BILL USING VETERAN DISCOUNTS

Haha, these trackers crack me up sometimes. Mine dinged me for "hard braking" once when a deer jumped out in front of me on a back road. Like, sorry t...

Reply
RE: Finally figured out how car insurance works in no-fault states

Haha, true enough. I once got a ticket in some tiny town during a road trip—pretty sure the cop was just bored. Was paranoid my rates would skyrocket,...

Page 1 / 2
Scroll to Top