timj91
@timj91
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Topics: 1 / Replies: 16
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RE: Do you really need extra insurance for a rental in Montana?

Title: Do you really need extra insurance for a rental in Montana? You’re not wrong about the fine print—honestly, it’s a mess. But here’s what I d...

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RE: Do you really need extra insurance for a rental in Montana?

Honestly, I always wonder who’s actually making money off those extra insurance plans—feels like the house always wins. I’ve rented everything from a ...

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RE: Dealing with car insurance headaches in MA—any tips?

Honestly, the credit card claim process is a nightmare. Tried it once after a minor fender bender with my previous car—ended up buried in paperwork an...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Honestly, you nailed it with the commercial use thing—insurance companies will do anything to wriggle out of a claim if they can. I’ve had my share of...

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RE: Finding decent car insurance in Delaware without losing your mind

I hear you, but is it really just luck? I’ve had “comparable” mean anything from a base model sedan to a pickup with zero features—meanwhile, I’m payi...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

I hear you on the peace of mind thing. I drive a late-model BMW, and honestly, I don’t mess around with coverage. The way I see it, if I’m already pay...

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RE: Do you really need extra insurance for a rental in Montana?

I always skip the rental company’s insurance, but I drive higher-end cars at home and my policy covers rentals. Still, I’ve wondered—if you actually g...

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RE: Finding budget-friendly auto insurance in Alabama: my step-by-step

I’ve had the same gripe with those telematics—feels like they penalize you for actually paying attention to real-world traffic, not just textbook rule...

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RE: How do they actually decide when a car is “totaled”?

Had a similar run-in last year with my S-Class. The adjuster tried to tell me it was totaled because the repair estimate was “close enough” to the thr...

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RE: Would your insurance hold up if your EV battery suddenly failed?

Honestly, I’ve wondered the same thing. My S-Class EV’s battery started acting up after a minor scrape, and the adjuster basically shrugged and pointe...

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RE: Would your insurance hold up if your EV battery suddenly failed?

Insurance and EV batteries is a weird one. From what I’ve seen, most policies treat battery failure like any other mechanical breakdown—so unless it’s...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Isn't that just the trade-off, though? I mean, I love my luxury ride, but every little ding or sensor issue seems to cost a fortune. Can't really blam...

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RE: keeping your vintage ride running smooth on long trips

Had a similar issue on my Jag last summer. Heard a weird humming noise on highway runs, was convinced the diff or bearings were going out. Did you eve...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

True, consistency matters, but have you noticed if certain insurers here in Hawaii treat luxury vehicles differently when labeling someone "high-risk"...

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RE: keeping your vintage ride running smooth on long trips

Have you ever had marine adhesive fail on you mid-trip though? I tried it once on a trim piece that kept rattling loose—figured if it holds boats toge...

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