I get wanting premium service for a luxury car, but honestly, I’ve stuck with AAA mostly because it’s affordable and works for my needs. Here’s the th...

Honestly, I’ve spreadsheeted this to death and still feel like I’m guessing half the time. Couldn’t agree more. For me it comes down to: - If you ca...

- Med pay always felt redundant to me too, but I started looking at it differently after my wife had a minor fender bender last year. Our health insur...

Honestly, the fine print is like a riddle wrapped in an enigma. Here’s what I’ve pieced together: - “Available for ride” usually means you’re logged ...

- Been there—thought I was being smart with a higher deductible, but a minor scrape cost way more than the premium difference. - For my old wagon, I c...

- Had a similar situation last year—thought I’d save a few bucks by going with an online SR-22 provider. - The process looked simple, but when I che...

- Totally agree, online companies are way more streamlined than they used to be. - Price was a big factor for me too—local agents just couldn’t match ...

Good point—I've noticed something similar. From my experience: - Big insurers usually handle straightforward claims quickly online, no fuss. - But wh...

Exactly. Learned to always dig into the fine print myself. Couple quick tips: - Check if your credit card offers roadside assistance perks. - Bundle p...

I've actually had luck getting insurers to point out specific clauses, but it took some persistence. A couple years back, I lent my car to my brother ...

From what I've seen, the luxury brand itself doesn't necessarily spike premiums more after a DUI—it's more about the car's performance and repair cost...

Agree with the advice above, filing sooner rather than later is definitely smarter. I've had a couple minor incidents myself, and here's what I've lea...