timhiker
timhiker
@timhiker
Eminent Member
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Topics: 1 / Replies: 18
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RE: How did you feel after your first accident and dealing with insurance?

- I get where you’re coming from, but I actually think some of those add-ons aren’t just cash grabs. - Rental coverage saved my butt when my car was...

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RE: How picking a “boring” car turned into a wallet win

Totally get where you’re coming from. My “practical” hatchback’s got the same lane assist, and yeah, sometimes it freaks out over nothing—like, I’m no...

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RE: Why does picking a deductible feel like a weird gamble?

Honestly, I get stuck on this every time I renew. Here’s how I break it down: - Higher deductible = lower monthly payment, but more out of pocket if ...

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RE: Why does picking a deductible feel like a weird gamble?

- Been there, done that—ran the numbers a million times and still felt like I was rolling dice. - Here’s how I try to break it down: - Higher d...

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RE: Why California’s minimum car insurance might not be enough

Why California’s minimum car insurance might not be enough - Been there, done that—ran the numbers after a fender bender and was honestly shocked. Th...

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RE: Why does picking a deductible feel like a weird gamble?

Not sure I totally agree on always erring on the side of caution. If you’re someone who drives carefully, maybe parks in a garage, and has a pretty cl...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I get wanting premium service for a luxury car, but honestly, I’ve stuck with AAA mostly because it’s affordable and works for my needs. Here’s the th...

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RE: Why does picking a deductible feel like a weird gamble?

Honestly, I’ve spreadsheeted this to death and still feel like I’m guessing half the time. Couldn’t agree more. For me it comes down to: - If you ca...

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RE: WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?

- Med pay always felt redundant to me too, but I started looking at it differently after my wife had a minor fender bender last year. Our health insur...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Honestly, the fine print is like a riddle wrapped in an enigma. Here’s what I’ve pieced together: - “Available for ride” usually means you’re logged ...

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RE: Insurance tips for my vintage ride needed

- Been there—thought I was being smart with a higher deductible, but a minor scrape cost way more than the premium difference. - For my old wagon, I c...

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RE: Which is better for SR-22 in ND: local agents or online companies?

- Had a similar situation last year—thought I’d save a few bucks by going with an online SR-22 provider. - The process looked simple, but when I che...

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RE: Which is better for SR-22 in ND: local agents or online companies?

- Totally agree, online companies are way more streamlined than they used to be. - Price was a big factor for me too—local agents just couldn’t match ...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Good point—I've noticed something similar. From my experience: - Big insurers usually handle straightforward claims quickly online, no fuss. - But wh...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

Exactly. Learned to always dig into the fine print myself. Couple quick tips: - Check if your credit card offers roadside assistance perks. - Bundle p...

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