timclark232
@timclark232
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Topics: 0 / Replies: 16
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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Honestly, I get why folks say to add someone if they’re using your car a lot, but I think insurance companies are just as interested in avoiding paper...

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RE: Why California’s minimum car insurance might not be enough

Totally get where you’re coming from. I used to roll with just the minimum on my old Corolla, thinking it wasn’t worth paying extra. Then someone side...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Yeah, I’ve noticed AAA isn’t as quick as they used to be either. The insurance add-ons are tempting for the price, but you’re right—service can feel p...

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RE: Finding budget-friendly auto insurance in Alabama: my step-by-step

Honestly, I get where you’re coming from, but I still lean toward the cheapest policy most of the time. For me, it’s about risk—like, I’d rather save ...

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RE: Would you stick with your insurer for free coffee or movie tickets?

I get where you’re coming from, but I’ll admit those little perks have actually made a difference for me—at least sometimes. Not saying I’d ever pick ...

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RE: Are Loyalty Perks With Insurers Even Worth It Anymore?

I used to think sticking with one insurer for the perks was a smart move, but honestly, I’ve saved more by switching every couple years. Accident forg...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Not sure I totally buy that loyalty is always a waste. I get the frustration——but in my case, sticking around actually helped when I had a claim. They...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I actually switched from AAA to my car insurance’s roadside assistance a couple years back, mostly to save a few bucks. Honestly? The wait times weren...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Military discounts are hit or miss for me too, honestly. I’ve actually had better luck with smaller, regional insurers than the big names that adverti...

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RE: bumped someone's car lightly, no visible damage—should I report?

I get the hesitation about calling insurance, but honestly, it might depend on your company. A while back, I had a similar situation—just a tiny bump,...

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RE: Scored a Sweet Auto Insurance Deal Thanks to My Military ID

I hear you on the grainy footage thing... I bought a budget dashcam last year, and honestly, the nighttime quality is pretty questionable. Still, even...

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RE: Finally figured out my state's minimum car insurance rules and saved some cash

Yeah, totally get where you're coming from. Official docs can feel like they're written in another language sometimes... I've been there myself, stari...

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RE: finally found an insurance company in CA that doesn't drive me nuts

Been there myself with the DIY headaches. Tried replacing a side mirror once—thought it'd be simple enough, right? Ended up cracking the replacement g...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Good point about agreed-value policies—I actually switched to one for my older project car and it made a big difference in peace of mind. For deductib...

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RE: how bad would insurance spike after a DUI in Idaho?

Yeah, pretty much matches what I've heard too. Defensive driving courses definitely help a bit, but another thing to consider is shopping around for d...

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