Raising the deductible always makes me nervous too, especially with kids and all the random stuff that happens in parking lots. I tried one of those t...
Honestly, I think having your paperwork in order makes a huge difference. Cops seem way less likely to hassle you if you can hand over insurance and r...
I get what you’re saying, but honestly, I’m not sold on the whole accident forgiveness thing. It sounds good until you actually need it—my cousin had ...
Honestly, I get where you’re coming from. I drive a minivan that’s not nearly as fancy as a BMW, but I still keep the paper card in the glove box too....
Honestly, I feel your pain. It drove me nuts when I realized how much our address was jacking up our rates, even though we’re just a regular family tr...
That’s been my experience too. We bundled with a big company for years, thinking we’d get rewarded, but our rates just kept sneaking up. I’m all about...
I’ve actually managed to get my insurance to up their payout once, but it took a ridiculous amount of back-and-forth. I had to send them three differe...
Yeah, I’m with you—it’s just not worth the risk. I can’t count how many times I’ve been stuck digging for a paper copy because the officer wouldn’t ev...
I hear you, but I’ve had way better luck with the bigger companies. Local agents are friendly, but when my minivan got rear-ended last year, the natio...
Totally agree on the GPS point—it's saved me headaches more than once. But honestly, you don't have to break the bank for decent night footage. I pick...
Had something similar happen to me last year. Barely tapped a parked car at the grocery store—seriously, I couldn't even see a mark—but left my number...
Totally agree with your point about prevention. Accident forgiveness always felt like one of those "nice-to-have" extras insurers push, but when you c...
Yeah, I totally get your point about the tracking devices. When my brother got his DUI, he looked into it too, and honestly, the savings weren't impre...
That's a really good point you brought up about the app status thing. I looked into this a while back when I was considering doing rideshare to help o...