Car insurance discussions and local services.
tiggeranimator8431
Discussion activity
Topics and replies this member has contributed.
RE: Do I really need extra insurance when renting a car in VA?
I hear you on the upsell - those counter folks can be relentless. I’m usually in your camp and skip the extra insurance, but I did get burned once. Rented a car for a work trip, figured my regular policy had me covered, ...
RE: Navigating the maze of senior insurance options
Man, you nailed it with the “telephone with your own money” bit. I once spent half a morning on hold just to figure out why my statement showed a “consultation fee” for a telehealth visit I never scheduled. Turns out, th...
RE: Weighing legal trouble vs. losing trust: which is worse after fraud?
I get what you’re saying, but I don’t know if people really forget that easily, especially with fraud. I’ve seen folks in my old job lose trust for good - like, even years later, nobody wanted to ride with them or take t...
RE: Getting Cheaper Car Insurance by Proving You Drive Less
Yeah, those apps can be a pain. Mine dings me whenever I have to hit the gas to merge or avoid someone who’s not paying attention. I get wanting to keep rates low, but sometimes it feels like the tech doesn’t get how rea...
RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?
That got a laugh out of me - my dad’s the same way, except he’s convinced every moose is a kamikaze. I hear you on those apps, though. Tried one for a month and it dinged me for “hard braking” every time I dodged a crate...
RE: Do you really need extra insurance for a rental in Montana?
I hear you on the cost - those daily insurance fees add up fast, and I’ve skipped them plenty of times myself. But after watching a buddy get dinged for a cracked headlight (thanks to a deer that came out of nowhere), I’...
RE: Renting a car: stick with GEICO or pay for the rental company’s insurance?
Yeah, I hear you on the “loss of use” thing. That one bit me a few years back - thought my regular insurance had me covered, but turns out, nope, not for the rental company’s downtime. Ended up paying more than if I’d ju...
RE: is accident forgiveness really worth it in Ohio?
Had accident forgiveness on my policy when my daughter got her license - figured it’d be a waste. Two months in, she taps a mailbox during a snow squall. Insurance didn’t budge our rate. Without it, our premium would’ve ...
RE: Why does insurance cost more in Houston than Austin or Dallas?
Not gonna lie, Houston driving feels like a full-contact sport some days. I’ve had to swerve around ladders, tires, even a couch once - no joke. And the way people tailgate or cut across three lanes just to make an exit?...
RE: stuck between Geico and Progressive in NY, thoughts?
Couldn’t agree more. I’ve had both Geico and Progressive over the years (NY driver here too), and I swear, every time I needed help, the “digital convenience” ended up being more of a headache than old-school phone calls...
RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?
I get wanting to save a few bucks, but I’ve seen too many people get burned by the “it won’t happen to me” mindset. My neighbor did the same thing - routine drive, no issues for years - then bam, deer out of nowhere. End...
RE: is accident forgiveness really worth it in Ohio?
I get where you’re coming from, but I’ve actually seen accident forgiveness work out for a friend of mine. He’s the type who drives like he’s got a cup of coffee balanced on the dash, never speeds, always signals - basic...
RE: Little-known trick with Progressive’s roadside help
Maze is right. I once had my car stuck literally half on the street, half in my driveway - guess which half counted? Not the one I needed. It’s wild how they split hairs over a few feet. I swear, next time I’m just pushi...
RE: is accident forgiveness really worth it in Ohio?
I get your point, but honestly, accident forgiveness saved my butt a couple years back. I'm usually super cautious - like annoyingly cautious according to my friends - but one icy morning near Cleveland, I slid right int...
RE: Confused about insurance rules in South Dakota - help me figure this out
Honestly, I get the whole paper backup thing, but I've never understood relying solely on digital insurance cards. Had a similar situation once in rural Montana - phone completely died, charger nowhere to be found. Offic...