Had a similar run-in myself, though mine involved an armadillo—yeah, an armadillo—in Texas. Middle of the night, cruising down a backroad near Amarill...

Totally agree about comfort level. I tried the higher deductible route once—figured I'd save some cash since I'm a cautious driver anyway. Then one ic...

Had a similar issue here a few years back. City council decided overnight that street parking was a "safety hazard," and suddenly my neighbor's beauti...