Car insurance discussions and local services.
tigger_artist
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RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?
Bundling always sounded like a no-brainer to me, until I actually tried it with my last two cars. Ended up paying more after a fender bender with my coupe, even though my SUV was spotless. The “loyalty” discount disappea...
RE: is accident forgiveness really worth it in Ohio?
I’ve wondered about this too, especially since my insurance quoted me a pretty hefty premium for accident forgiveness on my S-Class. I get the peace of mind angle, but I’ve never actually needed it - knock on wood. Has a...
RE: Confused about Illinois car insurance rules - anyone else?
That line cracked me up... but honestly, I feel you. When I was shopping for coverage for my (admittedly not cheap) car, the rental reimbursement limits made zero sense. Like, what do they expect people to drive - a go-k...
RE: anyone else feel like AAA insurance isn't what it used to be?
Title: Anyone else feel like AAA insurance isn't what it used to be? That’s exactly what I’ve been wrestling with lately. I drive a newer BMW and figured paying for “premium” coverage would mean less hassle if anythin...
RE: Insurance renewal hikes caught me off guard
Insurance renewal hikes caught me off guard Man, I feel this one. I remember thinking I was being clever by bumping my deductible way up on my last renewal - figured, hey, I drive a pretty safe car, I’m careful, what co...
RE: Just saved a chunk of cash on car insurance after defensive driving course
That bit about “aggressive acceleration” when merging onto the highway hit home for me: I drive a mid-2010s BMW 5 Series (not exactly a shy car), and I swear, those telematics devices can’t tell the difference between...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
Yeah, I had a similar surprise with my insurance. A few years back, I was driving my Audi down a highway notorious for gravel trucks, and sure enough - a rock pinged off my windshield. The crack wasn't huge, so I figured...
RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?
Had a different experience myself... friend of mine got rear-ended pretty hard last year, and his regular health insurance covered most stuff, sure - but PIP kicked in for things like lost wages and even some rehab sessi...
RE: insurance denied my claim - what would you do?
Totally get what you're saying about insurance pulling the "normal wear" excuse. Had a similar issue myself last year after my car hit some debris on the freeway - nothing major, just enough to mess up the alignment and ...
RE: saving cash on insurance when you're young and broke
I get your point about emergency savings, and normally I'd agree. But honestly, after my last run-in with a rogue shopping cart (seriously, who knew those things could pick up so much speed?), I'm glad I kept my deductib...
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RE: Balancing Act: Choosing the Right Deductible for Your Car Insurance
I went through something similar when I got my Audi last year. Ended up going with the higher deductible because, like you said, the savings added up pretty quick. Still, every time I hear a weird noise on the highway, I...