Car insurance discussions and local services.
thomashall161
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RE: Car insurance in Wyoming: who actually treats you right?
- Been there with my ‘69 Charger - one “hard brake” to avoid a pronghorn and suddenly I’m a menace, according to the tracker. - Honestly, these systems feel like they’re built for folks dodging traffic, not wildlife. ...
RE: Car insurance in Wyoming: who actually treats you right?
- Totally get where you’re coming from. My old ‘72 Chevelle got flagged for “rapid acceleration” once - except I was just trying to merge ahead of a herd of mule deer at dusk. - These trackers seem to ignore the realit...
RE: Car insurance in Wyoming: who actually treats you right?
- Totally get where you’re coming from - having someone local who knows your name just feels different. - Tried one of those online-only outfits once. Rates were good, but when my ‘72 Chevelle got rear-ended, it was a me...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
- I get the “it’s just a quick favor” logic, but man, I’ve seen the other side of that coin. - Had an old ‘72 Cutlass (not my daily, but still insured), and let a friend take it for a spin once. Nothing went wrong, but...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
- I get the logic, but I’m always a bit wary about relying on “permissive use” with insurance. Maybe it’s just from owning a couple of older classics - insurance companies love to find loopholes when it comes time to pay...
RE: Avoiding hefty fines for driving without insurance in OK - how I do it, but is there a better way?
- Been there. Had a ‘72 Chevelle and the glovebox latch was busted, so I kept my insurance in the trunk - cop wasn’t thrilled about waiting while I dug it out, but at least I had it. - Digital’s great until you’re in a d...
RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
Bundling does make the paperwork side way easier, I’ll give you that. I tried splitting once to chase a lower rate for my truck, but then got tripped up with claims - two companies pointing fingers. Ever run into headach...
RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?
Honestly, I get the “peace of mind” angle, but I’ve had AAA leave me hanging too. Maybe that’s true for city folks, but out in rural areas? Not always. Insurance roadside actually got me a flat fixed faster once than AA...
RE: Why does picking a deductible feel like a weird gamble?
- Totally get where you’re coming from. I’ve got a ‘72 Chevelle and even the smallest repair can cost a fortune, so I lean toward lower deductibles too. The “math” never seems to factor in the stress of waiting for a cla...
RE: Why can’t I use my points AND a coupon at checkout?
- Been there, done that. Tried to double up on a promo and my points at a truck stop last summer - register froze, cashier called for a manager, and I got the stink-eye from a guy in a Harley vest. Not worth the hassle, ...
RE: Little-known trick with Progressive’s roadside help
- 100% agree on the valet key - mine feels like it’d bend if you looked at it wrong. - That’s smart. I just toss mine in the glove box, but now I’m rethinking that. - The glove box thing is a gamble. I once locked my on...
RE: stuck between Geico and Progressive in NY, thoughts?
Honestly, I get where you’re coming from, but I’ve actually had a claim with Progressive go through their app and it wasn’t a nightmare. Took some photos, uploaded them, and they got back to me in a couple days. Didn’t h...
RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?
- Been there. Had my ‘72 Charger under a tarp, tucked away, and still got a warning. Meanwhile, the guy across the street’s got three busted lawnmowers and nobody cares. - Feels like it depends on who’s doing the inspect...
RE: Can Military Folks Really Get Cheaper Insurance Rates?
I get where you’re coming from, but I’ve actually seen the military discount make a noticeable dent - at least with USAA. Here’s what I’ve noticed: - My buddy (also ex-military) and I both have clean records, but he liv...
RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?
- Totally get where you’re coming from. - These new rules do feel like overkill, especially for folks who just want to keep their old rides on the street. - Not everyone’s got the budget or space for a garage, and ho...