Car insurance discussions and local services.
thomasa63
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RE: monthly vs annual payments: does it really change your insurance cost?
That borrowing-cost comparison matters, and there’s another detail worth checking: whether the monthly quote includes an installment or service fee. That charge can account for some of the gap between monthly and annual ...
RE: How I got my car registered and insured in MA (step-by-step, sorta)
I’ve actually had both happen too - lost a paper title once, and it was a nightmare to replace. But then again, I’ve had emails with digital forms get buried or accidentally deleted. At least with paper, you can stick it...
RE: Finding decent car insurance in Delaware without losing your mind
I’ve had both my mechanic and an adjuster lowball me, but at least my mechanic will look me in the eye when he does it. Adjusters? Half the time I’m convinced they’ve never even seen the car. Delaware’s paperwork is a he...
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
Never thought much about UM coverage until a friend of mine got sideswiped by someone who took off, no insurance, nothing. He was stuck with all the bills. That was enough for me to double-check my own policy, and sure e...
RE: Car insurance in Wyoming: who actually treats you right?
Had a similar run-in with those “too good to be true” policies a few years back. My neighbor’s kid sideswiped my truck in the middle of a blizzard - figured it’d be no big deal, I had “full coverage,” or so I thought. Tu...
RE: Classic car insurance and the annual mileage cap - worth it?
I hear you on that - had a similar experience with my old Alfa. The cap made me paranoid about every little detour, which just isn’t what these cars are for. Sometimes it’s worth paying a bit more just to drive without o...
RE: Finding budget-friendly auto insurance in Alabama: my step-by-step
Had a run-in with this a few years back - squirrels chewed through some wiring under my hood. I figured insurance would laugh me off, but turns out my comprehensive actually covered it (minus the deductible, of course). ...