I hear you on the telematics thing. Honestly, every time someone asks about those “smart” trackers, I get a bit twitchy. They’re supposed to reward go...

Honestly, I’ve seen both Geico and Progressive dig their heels in on “industry standard” parts, like you said. Had a client who got lucky because his...

Honestly, I get where you’re coming from. The whole “paper trail” thing feels pretty outdated, especially when you’re juggling more than one car or de...

Man, I feel this. People always think they’re “saving” with high deductibles until reality smacks them with a $900 mirror. I tell folks, unless you’ve...

Yeah, that’s a tricky one. I’ve had clients run into headaches because they kept work stuff in their car but used it for personal errands too. Insuran...

That’s smart, but honestly, I’ve seen companies slip in changes mid-term or bury them in endorsements. Even if you compare policies, sometimes they do...

Yeah, that's spot-on. Honestly, I've seen good and bad from both State Farm and Farm Bureau—depends a lot on your local agents and adjusters. My neigh...

Dash cams can definitely help clear things up, but I've gotta be honest, mileage tracking apps are still iffy for me. Sure, you saved a bit, but insur...

Haha, you're definitely not alone there. I've been working with insurance policies for years, and even I sometimes have to reread sections twice or th...

Yeah, I totally get your hesitation about those apps. I've seen clients get dinged for "hard braking" when they're literally just avoiding someone cut...

Yeah, mileage-based policies can be tricky... insurers love 'em because they're cheap upfront, but the second something happens, they dig into every t...

Yeah, hitting a deer right after skipping accident forgiveness is some seriously rough luck. I've seen similar situations, and honestly, it makes me s...

Yeah, tickets definitely don't help your case... but from experience, Erie Insurance tends to be a bit more forgiving than most in Ohio. Worth checkin...