Yeah, I hear you on the paper backup. I can’t count how many times I’ve seen someone at the pharmacy, phone in hand, frantically scrolling or dealing ...

Honestly, I’ve seen some wild “sketches” in claim files—stick figures, squiggles, even one that looked like a treasure map. But you’re right, even the...

That’s the eternal debate, right? I’ve seen folks regret dropping coverage after a hit-and-run, but just as many who never need it and pocket the savi...