Car insurance discussions and local services.
tech153
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Topics and replies this member has contributed.
RE: How is PIP coordinated with workers’ comp after a work-related crash?
Since a delay could affect more than just when a bill gets paid, ask each carrier whether treatment needs prior authorization and what filing deadlines apply while they’re deciding which coverage is primary. A claim bein...
RE: Running out of gas and waiting forever for help
I hear you on the boredom - waiting for roadside help is brutal, especially if you’re out in the sticks. I’m always tempted to push it to save a few bucks, but after getting stuck once during rush hour, I just top off wh...
RE: Bundling insurance with USAA: worth it or just hype?
Yeah, that’s about what I found too. I like the convenience, but honestly, I’d rather save real money than have all my policies in one app. The “bundle” pitch just doesn’t move the needle for me.
RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?
Totally get what you mean about the telematics being picky. I had a similar thing - got dinged for driving late after a shift, but once I started coasting more and not braking so hard, my discount crept up too. Like you ...
RE: What happens if your rideshare app is between trips and you get into an accident?
Yeah, that “liability-only during that ‘app on, no passenger’ phase” thing is sketchy. I got sideswiped once while waiting for a ping and my personal insurance flat-out refused to help. Rideshare only paid for the other ...
RE: Why can’t I use my points AND a coupon at checkout?
Honestly, I get the frustration, but I kinda see why they don’t let us stack everything. If everyone started doubling up points and coupons, the deals would probably disappear altogether or they’d just jack up prices to ...
RE: Why Is PIP Mandatory In Some States But Not Others?
Yeah, I’ve run into this too and it’s honestly confusing. I drive between states for work all the time, and the rules change so much it’s hard to keep track. One time I had a minor fender bender in a state where PIP isn’...