Yeah, I learned the hard way that “period 1” coverage is basically just enough to make you think you’re covered, but not enough to actually help. My r...
Had a similar thought process after my old Civic got a kill switch. Seemed clever until the battery died and the roadside guy just stared at the mess ...
Had a similar mindset when my old Civic was on its last legs. I bumped the deductible up and barely noticed the premium drop, but at least it felt lik...
I used to think it was, honestly. I’d always go for the cheapest policy and just cross my fingers. Then last year, my car got stuck in a ditch during ...
I switched from a big-name insurer to a smaller regional one about two years ago after a couple speeding tickets jacked up my rates. Honestly, I was p...
Interesting to hear your experience—I’ve been on the fence about dashcams myself. A buddy of mine swears by his, especially after it saved him from a ...
That's exactly what I've been worried about too. A couple years back, my cousin got into a minor fender-bender—nothing serious, just a parking lot scr...
Yeah, mileage-based policies always seemed a bit sketchy to me... I mean, how closely do they really track that stuff? Had a buddy borrow my car once—...
Totally agree about the security measures helping out. I was skeptical at first, thinking insurers just wanted to upsell me on extra gadgets, but I ga...
I feel ya on the stubbornly cheap part...been there myself. Always figured accident forgiveness was just another upsell, but your math makes a pretty ...
I get where you're coming from, aftermarket stuff usually does fine for me too. But I remember once getting a cheaper bumper cover and the gaps drove ...
Haha, ain't that the truth. I'm usually pretty skeptical about swapping parts proactively—mostly because my budget doesn't exactly allow me to replace...
Good call on the photo. Reminds me of a similar thing that happened to me a while back. I was backing out of a tight parking spot downtown, barely tap...
Yeah, comprehensive coverage is one of those things I always debated skipping to save a few bucks—until a buddy of mine got caught in a freak hailstor...