Couldn’t agree more about the “Craigslist three states over” comps—been there, argued that. Last year, my old Civic got totaled and the first offer wa...
I get the laminated copy thing—honestly, that’s probably smarter than what I do. But I’ve gotta push back a bit on the idea that more backups just add...
Yeah, those “periods” are a real headache. I remember thinking my regular policy would have my back too—turns out, nope, not even close. I looked into...
Mileage-based car insurance: who’s using it and which company do you like? That’s exactly what happened to me with the “aggressive braking” thing—exc...
I hear you on the underwriters noticing too many changes. I tried hopping between policies last year thinking I’d save a few bucks, but in the end, th...
I’ve always been a bit skeptical about those mileage caps, honestly. I remember one year I was convinced I’d stay under, but then a couple of unexpect...
Never actually seen accident forgiveness pay off for anyone I know. My cousin thought he had it, but when he rear-ended someone, his rate still jumped...
Yeah, I tried one of those “safe driver” apps too. Thought I’d get a discount, but it dinged me every time I had to slam the brakes for a squirrel or ...
I hear you on the insurance companies getting nitpicky. My cousin ran into something similar a couple years back—his roommate borrowed his car “just f...
Yeah, I learned the hard way that “period 1” coverage is basically just enough to make you think you’re covered, but not enough to actually help. My r...
Had a similar thought process after my old Civic got a kill switch. Seemed clever until the battery died and the roadside guy just stared at the mess ...
Had a similar mindset when my old Civic was on its last legs. I bumped the deductible up and barely noticed the premium drop, but at least it felt lik...
I used to think it was, honestly. I’d always go for the cheapest policy and just cross my fingers. Then last year, my car got stuck in a ditch during ...
I switched from a big-name insurer to a smaller regional one about two years ago after a couple speeding tickets jacked up my rates. Honestly, I was p...
Interesting to hear your experience—I’ve been on the fence about dashcams myself. A buddy of mine swears by his, especially after it saved him from a ...