Yeah, cloud backups are handy, but honestly, I wouldn't rely on them alone either. Had a buddy whose cloud provider had some weird outage—couldn't acc...

Yeah, totally hear you on that. I've seen cases where smaller insurers struggle with luxury car claims—especially sourcing OEM parts out here in Hawai...

Yeah, banks definitely have their own logic sometimes. I've seen similar stuff happen—like my card got flagged after buying groceries at a store I vis...

Yeah, middle-ground usually works best, but honestly it depends on your personal situation. I've seen folks underestimate their risk and regret it lat...

Yeah, I've seen that happen more times than I'd like to admit. People think they're saving money by cutting corners, but it usually comes back to bite...

Yeah, I've seen that happen before—city codes and insurance don't always line up neatly. Sometimes the upgrades cities require aren't the same ones in...

Running out of gas is usually covered from what I've seen, but it can depend on the specific policy. I remember a few years back, I was driving home l...

I get why it's frustrating, insurance companies definitely aren't known for their clarity—I've seen it firsthand plenty of times. Thing is, insurers r...

Yeah, unfortunately that's pretty common. I've seen it from both sides, and honestly, adjusters usually have some wiggle room built into their initial...

That's smart. I deal with claims all day, and you'd be surprised how often people assume they're covered when they're not. Last year, I rented a car i...