surfing_carol
@surfing_carol
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RE: Car insurance in Wyoming: who actually treats you right?

Honestly, I think you nailed it. The big companies just treat you like a number half the time. I switched to a smaller agency in Laramie after getting...

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RE: Car insurance in Wyoming: who actually treats you right?

I got dinged for “hard braking” when a deer jumped out in front of me near Rawlins. Like, what was I supposed to do—just hit it? These apps don’t get ...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

Honestly, I get frustrated with this stuff too. It’s like, if someone breaks the law by driving uninsured, the rest of us have to pay for it? That doe...

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RE: How did you feel after your first accident and dealing with insurance?

Honestly, I think it’s mostly just them covering their butts. After my first accident, I was already stressed out and then they hit me with this laund...

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RE: Why did my GEICO premium jump so much this year?

Honestly, I’m convinced loyalty means nothing to these companies anymore. I had a similar thing happen with Progressive—no accidents, no tickets, just...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

Yeah, those “bargain” policies can backfire fast, especially if you’ve got a car that’s worth more than a toaster. I got burned once when my “low” pre...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

Honestly, I get why people hate the telematics apps, but I actually saved a decent chunk using one last year. Yeah, it nags you about braking and stuf...

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RE: How did you feel after your first accident and dealing with insurance?

Honestly, I think all this tech is making people worse drivers, not better. I get the whole “peace of mind” argument, but half the time I see people r...

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RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?

Yeah, bundling is almost always the move, unless your family has some weird situation going on. My parents tried to get me my own policy when I first ...

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RE: Why does picking a deductible feel like a weird gamble?

Honestly, I used to always pick the lowest deductible because it just felt safer, but after my first fender bender last year, I realized how much I’d ...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

Honestly, loyalty doesn’t mean much to most insurance companies. I stuck with the same one for years thinking my “good customer” status would pay off,...

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RE: Why does picking a deductible feel like a weird gamble?

I get where you’re coming from, but honestly, I just can’t bring myself to pay more every month for something that *might* happen. Maybe it’s because ...

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RE: Getting that student discount on car insurance… not as easy as I thought

Honestly, you nailed it with this: That’s exactly my issue. These tracking apps act like everyone’s driving a Prius in the right lane at 2pm on a ...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Couldn’t agree more. I get that digital proof is “legal” now, but honestly, relying on your phone for something this important just feels risky. Phone...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

Honestly, I get what you're saying, but I think losing trust is way harder to recover from than a legal slap on the wrist. Fines and paperwork? Compan...

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